Nigeria's Data Centre For Financial services
The Data Centre Financial Services Run Rely Scale On
Future-ready, resilient and compliant infrastructure for Nigeria's banks, fintechs, and payment providers. Whether you need to colocate your infrastructure at scale, or access to a cloud ecosystem, Rack Centre can power you.
13Yrs
Trusted Service
Uptime Achieved
Certified Uptime Institute standard
Facility
Solutions For Every Stage Of Your Growth
Both solutions run on the same compliant, always-on facility. The right one depends on your current scale, and not your ambition.
High-density Colocation
For institutions with the scale to invest in dedicated colocation infrastructure. Tier III resilience, full compliance, and direct interconnection, built for high-volume, mission-critical operations.
Best for: Commercial Banks, Large PSPs
Cloud Provider Marketplace
For growing fintechs and PSPs that need compliant, reliable infrastructure without buying or managing servers. We give you access to an ecosystem of local and international cloud providers.
Best for: Microfinance Banks, Fintechs, Growing PSPs
Why Rack Centre
Reliability That Performs
13 years, 100% uptime. Infrastructure with a track record, not a promise.
AI Compute Infrastructure
Captive power generation and liquid-cooled infrastructure, built for tomorrow's high-density workloads. Scale your compute ambitions without worrying about capacity.
Built-In Compliance
PCI-DSS, NDPR, GDPR, ISO 27001 certified. Audit-ready from day one, including readiness for the CBN's data localisation directive.
Connectivity Without Lock-In
Carrier & cloud neutral. West Africa's leading interconnection hub, with direct access to every major network and cloud provider.
Built for every financial services workload
Core banking & payments
Modernise core systems and host payment processing on infrastructure built for real-time resilience.
AI & advanced analytics
Deploy fraud detection, credit scoring, and predictive analytics on high-density, AI-ready compute.
Risk & compliance workloads
Localise sensitive transaction and compliance data within Nigeria, with secure access to global resources.
Disaster recovery & continuity
Protect critical financial systems with resilient, always-on infrastructure.
Who we serve
Banking
Modernise infrastructure and meet regulatory requirements without disrupting the systems your customers depend on.
Payments & Fintech
Process and localise transaction data on infrastructure built for scale and uptime — dedicated or cloud-marketplace, depending on your stage.
Insurance
Run underwriting, claims, and actuarial workloads on compliant, sovereign infrastructure.
Capital Markets
Run trading, settlement, and market data infrastructure on low-latency, always-on connectivity. Built for an industry where milliseconds and uptime matter.
Data Centre for Financial Services FAQ
Is Rack Centre ready for the CBN's 2027 data localisation requirement?
Yes. Our facility is based in Lagos, Nigeria, so data hosted with us already satisfies the localisation requirement directly. We're also PCI-DSS, NDPR, GDPR, and ISO 27001 certified, so your compliance position is audit-ready ahead of the deadline, not scrambling to meet it in 2027.
Should we choose high-density colocation or the cloud provider marketplace?
It depends on your scale, not your ambition. Commercial banks and large PSPs with the volume to justify dedicated infrastructure typically choose high-density colocation, for full control and direct interconnection. Microfinance banks, fintechs, and growing PSPs that need compliant infrastructure without the capital cost of owning servers typically start on our cloud provider marketplace. Both run on the same Tier III, always-on facility, so you can move between them as you scale.
What compliance certifications does Rack Centre hold?
PCI-DSS, NDPR, GDPR, and ISO 27001, alongside Tier III certification from the Uptime Institute. This covers the core compliance requirements for banking, payments, insurance, and capital markets workloads operating in Nigeria.
How reliable is Rack Centre's infrastructure?
We maintain 100% uptime on Tier III-certified infrastructure, with a proven, multi-year track record serving financial institutions across Nigeria.
Can Rack Centre support AI and advanced analytics workloads for financial services?
Yes. Our facility is built for high-density, compute-intensive workloads, including AI and advanced analytics, with captive power generation and liquid-cooled infrastructure designed for tomorrow's compute demands, not just today's.
What's the process to get started?
Talk to our team about your current infrastructure and compliance requirements. We'll recommend whether colocation or the cloud marketplace fits your stage, and walk you through onboarding from there.
How does Rack Centre handle connectivity for financial institutions?
We're carrier and cloud neutral, and one of West Africa's leading interconnection hubs, giving you direct access to every major network and cloud provider without being locked into a single vendor.
Can I migrate my existing infrastructure to Rack Centre without disrupting operations?
Yes. Our team works with you to plan the move so your systems stay online throughout, migrating in stages where needed rather than a single cutover. Talk to us about your current setup and we'll map out a migration plan suited to your infrastructure.
Trusted by Nigeria's financial services sector
Commercial Bank
The Challenge
Migrating core ledger architecture of 15 million accounts without service interruption.
The Solution
Deployed active-active dual-grid colocation cages inside Tier III facility.
Uptime
100%
Latency
<1ms
Compliance
CBN Audit
Leading Fintech Switch
The Challenge
Severe processing latency bottle-necks on global servers impacting real-time POS terminal routing.
The Solution
Subscribed to local sovereign cloud nodes connected via Rack Centre Peering.
Transactions
1.2M/day
Switch Latency
<12ms
CapEx Savings
85%
Digital Microfinance
The Challenge
Strict CBN directives requiring local transaction residency under tight budgetary scale.
The Solution
Leveraged pre-certified, secure financial-grade marketplace servers instantly.
Setup Time
Day 1
Residency
Nigeria
Audit Readiness
Pass
Power Your Institution Reliably & Compliantly
Whether you're interested in high-density colocation, or need access to our cloud provider ecosystem, talk to us, and let's begin your journey.
West Africa's best-connected carrier and cloud-neutral data centre, providing world-class infrastructure for mission-critical operations.
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